how much is insurance on a GTI FOR 19 YR OLDS.

[rez89]

Hi there guys, my first car was a mk4 golf 1.4s an i sold it a year ago...

I am now after a new car but i want a vw golf gt tdi or a petrol gti...which ever i can get insured on.

I want to no if there is anyone here who is 19 and are insured on a gt tdi or a gti if so what company and how much.

Thanks

[towcestervag]

the tdi will be cheaper from what ive been told

[mpm1987]

Depends how many NCB you have?
I would say you would be looking at about £1600 or so.
Also depends on where you live, storage of car, miles per year.
Why not just get on a insurance site and find out yourself?

[pon]

Get quotes from an insurance comparision site then phone Chris Knott insurance one of the VWAF sponsors and see if they can beat the cheapest.

[rez89]

depends how many ncb you have?
I would say you would be looking at about £1600 or so.
Also depends on where you live, storage of car, miles per year.
Why not just get on a insurance site and find out yourself?


i have tried and most insurance companies wont insure me! Lol
i have even tried as an additional driver.

[herby0001]

Have you tried www.moneysupermarket.com

Did a quote out of curiosity - a 19 year old living in Reading insuring a 2002 Golf GTI 1.8T £250 excess, no NCB having passed test 1 year ago.

Cheapest: £3,294 (Admiral)
Most Expensive: £9,883 (IGO4More, whoever they are)

Ouch. Well, that's what you pay if you are a young driver and want to drive a performance car. You may need to set you sights on something more reaslistic until you're over 25 and built up some NCB.

[rez89]

Have you tried www.moneysupermarket.com (http://www.moneysupermarket.com)

Did a quote out of curiosity - a 19 year old living in Reading insuring a 2002 Golf GTI 1.8T £250 excess, no NCB having passed test 1 year ago.

Cheapest: £3,294 (Admiral)
Most Expensive: £9,883 (IGO4More, whoever they are)

Ouch. Well, that's what you pay if you are a young driver and want to drive a performance car. You may need to set you sights on something more reaslistic until you're over 25 and built up some NCB.


i can get insured on most performance cars as i have been driving for 2years+...no accidents etc.... i just cant seem to get insured on a GTI! I CANT EVEN GET INSURED ON THE 2.0 GTI WITH 115BHP! i currently have a celica 1.8vvti 140bhp! and my insurance is reasonable.

thanks for the help so far guys.

C'MON WHERE ARE THE UNDER 20'S WITH GTIS! LOL SHED SOME LIGHT OVER HERE :biglaugh:

[ImCammers]

i can get insured on most performance cars as i have been driving for 2years+...no accidents etc.... i just cant seem to get insured on a GTI! I CANT EVEN GET INSURED ON THE 2.0 GTI WITH 115BHP! i currently have a celica 1.8vvti 140bhp! and my insurance is reasonable.

thanks for the help so far guys.

C'MON WHERE ARE THE UNDER 20'S WITH GTIS! LOL SHED SOME LIGHT OVER HERE :biglaugh:

You might be better off, phoning companies up and doing it over the phone have you tried Direct Line?

[mpm1987]

well I'm 22, with my GTI 180, Was 21 when I got it.
At 19 I had a golf VR6, that was group 16 IIRC? so same as my car now.
I had a BMW 330d sport when I was 21, and that was group 16 too.
I dont think I've ever paid more than £1500 for my insurance.

[rez89]

well I'm 22, with my GTI 180, Was 21 when I got it.
At 19 I had a golf VR6, that was group 16 IIRC? so same as my car now.
I had a BMW 330d sport when I was 21, and that was group 16 too.
I dont think I've ever paid more than £1500 for my insurance.

lovin the cars that you have had! i want to get anice car with a bit of power but tupid insurance just gets in the way!!!

what insurance company have u been with at the age of 19 if u can remember?


yes i have tried direct line, think i might just call my insurance company up (churchill) and start a debate with them on why they wont insure me! lol

[mpm1987]

I was insured with Adrian Flux, Bell, and Tesco, they gave me the best quotes!

[Dannyg81]

I'm 27 but have only been driving 3 years, with 2yrs no claims, so my '03 GT TDI 150 is costing me about £700 a year!

Swift cover was my best quote.... they were atleast £200 cheaper than the next cheapest quote.

[v6dub]

A friend of mine drives a Passat B5.5 1.8T and he is 19 it costs him about £89 a month,
Just to say, i'm 24 with a V6 4motion and i only pay £460 fully comp with 4 years NCB, just have to wait a few more years,

[rez89]

A friend of mine drives a Passat B5.5 1.8T and he is 19 it costs him about £89 a month,
Just to say, i'm 24 with a V6 4motion and i only pay £460 fully comp with 4 years NCB, just have to wait a few more years,


the friend who drives the passat, do you know or could you find out what insurance company he is with please as it would help me alot and i would appreciate it alot :)

if i can get insured on a 1.8t i might just go for an A3 or golf.

[d0uga1]

i have a 1.8t 20v golf gti 180bhp and i was insured with my motorquote . com cost me £649 fully comp with no no claims bonus but i was 29 at the time but after my first year was up my renewal quote was 1400 which is strange as i have had no accidents in the 12 years of my driving but i am a bus driver so i think that put it up alot im now insured with my finance company 1st credit and only pay 349 fully comp.

[v6dub]

my friend is with tesco, but when i talked to him today he said he was only insured 3rd party, which is a bit dumb if you ask me, so £89 a month for that is way to much.

[rez89]

my friend is with tesco, but when i talked to him today he said he was only insured 3rd party, which is a bit dumb if you ask me, so £89 a month for that is way to much.

OK thanks cheers for your help. i will call up tesco and see if i can get insured.

[lw2]

the cheapest company I have found is endsleigh.co.uk. they quoted me 2300 at 18 with 1 year NCB after havin license for 1 year 5 months (GTI 1.8 T). Audis are in high insurance groups. You can check insurance groups on www.parkers.co.uk and then click Reviews -> Facts & Figures

[mpm1987]

Just got a renewal quote...

22, 3ncb, 1 non fault claim on a 180bhp gti, £769

[TDiBoraSam]

Unfortunately, the reason all of us pay so much for car insurance is that young lads can get their hands on powerful cars straight after passing their tests...naturally they want to show off and end up driving like idiots with lack of respect for other road users, usually resulting in accidents.

Under 21's should have a limit of 80bhp or something like that, this way youngsters can build up their NCD and gain experience behind the wheel before being able to drive faster cars.

Sorry that sounds really boring and anti-young people, but I continually see youngsters driving like absolute morons, and blatently can't handle the cars they drive. A young lad in a focus RS or something like that nearly caused a 4 car pile up by overtaking me and the car in front on a blind corner last week. Of course he thought it was hilarious!?

For all you responsible young drivers ignore the above rant!

PS: I'm only 30, but what a difference in attitude between people my age and those of typical 18-21 year olds.

[Hex69]

Unfortunately, the reason all of us pay so much for car insurance is that young lads can get their hands on powerful cars straight after passing their tests...naturally they want to show off and end up driving like idiots with lack of respect for other road users, usually resulting in accidents.

Under 21's should have a limit of 80bhp or something like that, this way youngsters can build up their NCD and gain experience behind the wheel before being able to drive faster cars.

Sorry that sounds really boring and anti-young people, but I continually see youngsters driving like absolute morons, and blatently can't handle the cars they drive. A young lad in a focus RS or something like that nearly caused a 4 car pile up by overtaking me and the car in front on a blind corner last week. Of course he thought it was hilarious!?

For all you responsible young drivers ignore the above rant!

PS: I'm only 30, but what a difference in attitude between people my age and those of typical 18-21 year olds.

There's some mileage in the thought though that we'd all drive better with instead of an airbag, stick a 12 inch spike there.

[v6dub]

Unfortunately, the reason all of us pay so much for car insurance is that young lads can get their hands on powerful cars straight after passing their tests...naturally they want to show off and end up driving like idiots with lack of respect for other road users, usually resulting in accidents.

Under 21's should have a limit of 80bhp or something like that, this way youngsters can build up their NCD and gain experience behind the wheel before being able to drive faster cars.

Sorry that sounds really boring and anti-young people, but I continually see youngsters driving like absolute morons, and blatently can't handle the cars they drive. A young lad in a focus RS or something like that nearly caused a 4 car pile up by overtaking me and the car in front on a blind corner last week. Of course he thought it was hilarious!?

For all you responsible young drivers ignore the above rant!

PS: I'm only 30, but what a difference in attitude between people my age and those of typical 18-21 year olds.

I could not be more with you on that, i think young drivers should have a power cap and an engine size cap, however a 1.2 clio can still be driven badly and still be driven to fast around town, i think young drivers under 21, should be banded on the spot for driving to fast and dangerously, and they car crushed as punishment, it might make them think.

[TDiBoraSam]

Yes, you are quite right, even lower powered cars can still be driven badly.

The only thing that will fix this problem is introducing something that completely changes attitudes towards competitive and dangerous driving.

The whole thing stems from something deeper than just kids having access to fast cars. It wouldn't be a problem if they drove them in a decent manner. I think this issue is a by-product of the general malaise and poor standards that have beseiged British society over the last 10 years or so.

Of course insurers will never introduce a power or engine size cap, because then they'll have no excuse for charging everyone so much each year! The current situation suits them.

[rez89]

my first car was only 75BHP! GOLF 1.4! LOL
SECOND CAR 100BHP
CURRENT CAT 140BHP

ALSO I DO NOT DRIVE LIKE THE STUPID LADS IN CORSAS,SAXOS, CLIOS...I HATE THEM!

I JUST WANT A BIT MORE POWER AND A GOLF AGAIN DUE TO DRIVING 200MILES A DAY AND THE GOLFS ARE GOOD ON MOTORWAYS!